Setu APIs

Setu is an application programming interface (API) infrastructure start-up, which offers APIs across bill payments, savings, credit, and payments. Setu provides developers with modular APIs that allow them to build financial products for the specific needs of their users.

Setu partners with financial institutions—banks, NBFCs, AMCs, networks, and regulators—to build modular APIs, to enable account creation and management, route payments, and data across networks. For developers, Setu absorbs the regulatory complexity of building and offering fintech products to their customers to focus on what they do best, acquiring customers and providing them with a beautiful experience. Setu's platform serves as an infra layer for building fintech products. Adopting an open API-based approach eliminates the need for FIs to create customized interfaces and products for each individual partnership while reducing the time and effort needed for developer partners to build. Any developer can access our sandbox to build an application and go through a rigorous certification program to go live. This makes it easy for any company to plug and play financial services. On-demand insurance policies, capital-on-tap, on-the-fly credit lines, debit card issuance—everything now becomes possible with one.